Agricultural Loans

Bruning Bank is a family-owned bank with a foundation built in agriculture. We understand that a family farm and agricultural pursuits are more than a business—it is a lifestyle—and an ideal worth preserving. It is our pleasure and priority to serve farmers and ranchers of our communities. We strive to find solutions to work within your operation such as:

Farm Real Estate Loans

  • Opportunities for land acquisition may occur only a few times in a lifetime. We understand this and want to help you seize these opportunities!
  • Land loans keep working capital available for other operating needs.
  • Payment schedule can be customized to match your income.

Equipment and Other Term Loans

  • Farm and ranch machinery is an expensive but necessary investment. When it comes time for you to replace or add new equipment, we are happy to give you the best borrowing terms possible.
  • If you’re looking to improve your yields by investing in irrigation assets, our Ag Loan Officers are ready to help you.
  • We offer loans for the construction or purchase of buildings, and for other such improvements on real estate.

Livestock Loans

  • A livestock business involves purchasing, caring, feeding, backgrounding, and breeding—all of which we can help you finance!
  • We offer flexibility as payments can be made when you have income from livestock sales.
  • Interest rates can be fixed for the life of the loan.

Operating Loans and Lines of Credit

  • Every ag operation is unique and our experienced loan officers take the time to learn and understand your individual situations and goals.
  • We offer loans for both short-term and annual operating expenses; we can customize the terms to meet all your credit needs.
  • Money is available whenever you need it—advances can be made into your checking account automatically or at your request.
  • Interest accrues only on the money you actually borrow, and payments can be scheduled to match your cash flow.
Sarah Miller

Sarah Miller

Vice President, Marketing Director, Loan Officer
Bruning
Zach Messman

Zach Messman

Vice President, Loan Officer (NMLS#476720)
Bruning
Jim Scott

Jim Scott

President - Broken Bow, Loan Officer (NMLS#474133), Board of Directors
Board, Broken Bow
Shantel Daake

Shantel Daake

Vice President, Loan Officer (NMLS#1550238)
Broken Bow
John Boehler

John Boehler

Senior Vice President, Board of Directors
Board, Holdrege
Kyle Anderson

Kyle Anderson

Senior Executive Commercial Lender (NMLS#894656)
Holdrege
Luke Thorell

Luke Thorell

President- Holdrege
Holdrege
Ken Mehlin

Ken Mehlin

Executive Vice President, Chief Credit Officer, Board of Directors
Board, Kearney
Sonny Manley

Sonny Manley

President - Hebron
Hebron
Todd Clabaugh

Todd Clabaugh

President - Kearney
Kearney
Riley Nichols

Riley Nichols

Loan Officer (NMLS#2077879)
Holdrege
Jerry Catlett

Jerry Catlett

President, Chief Operating Officer, Board of Directors
Board, Bruning
Fred Bruning

Fred D. Bruning

Chairman of the Board, Chief Executive Officer
Board, Bruning
jeff hammer

Jeff Hammer

Senior Vice President, Senior Loan Officer (NMLS#474128)
Bruning

“We may never understand His wisdom, but we simply have to trust His will.”

Sonny Manley
President
Hebron

“Be kind because everybody is dealing with something you know nothing about.”

Jim Scott
President
Broken Bow

“Part of attaining success is surrounding yourself with people that share the same drive, determination and direction that you want to achieve.  I feel the people we hire at Bruning Bank represent those assets and they strive to help our customers build, grow and thrive in business as well as personal endeavors.” 

Todd Clabaugh
President
Kearney

"You’ve heard this before, '50% of success in your life comes from just showing up, more precisely showing up on time and being there when you are supposed to be.' That does not apply only to financial success it applies to everything. Your persistence in being there and being present and engaged in your family, your church and your work/career, you don’t have to talk a good game to be successful, you need to do. If you show-up, you're half way there.  And when you show-up, help will be available to get you the rest of the way.  Thanks to all of you that show-up!" 

Jerry Catlett
President & COO
Bruning

“At Bruning Bank, we are about building relationships. If you walk through our doors, we want you to feel like family. Whether it is your first time in, or you are a long-established customer, we want your experience to be positive, insightful, and lasting. The people we employ are vital in this role and do an amazing job carrying out the values and mission established by the bank. I truly feel this is what sets Bruning Bank apart from other institutions.“

Luke Thorell
President
Holdrege