Savings

As we strive to help customers “Build Grow, and Thrive,” we believe that the good practice of saving will help you achieve success. Bruning Bank has many saving opportunities for you from a simple account where you can make regular transactions, or an account that can earn interest. Review the options below to find the best fit for you!

Savings

You want a simple account to build your savings.

  • Free ATM Card
  • Free Online Banking
  • Free Mobile Banking1
  • 1 free foreign ATM withdrawal per month. ($1.50 each after 1)
  • Earns Interest. View current rates.
  • $100 monthly minimum average ledger balance ($50 deposit to open)
  • $2 maintenance fee if monthly minimum average ledger balance falls below $100 

Fees may reduce earnings. Interest Rate may change. 
1Standard text messaging and data usage rates from your phone service provider will apply.

Money Market Savings

You want a savings account that pays higher interest for higher balances.

  • Free Online Banking
  • Free Mobile Banking1
  • Earns Interest. View current rates.
  • $1,000 daily minimum Balance ($1,000 deposit to open)
  • $6 maintenance fee if daily minimum balance falls below $1,000

Fees may reduce earnings. Interest Rate may change.
Unlimited transfers permitted between accounts of the same depositor at Bank (if done in person, by messenger, by mail or to pay loans at the Bank).  Transfers to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per month including by check, draft, or similar order to third parties. If account exceeds six withdrawals per month, then $6 check fee per item.
1Standard text messaging and data usage rates from your phone service provider will apply.

 

CDs & IRAs

Certificates of Deposit (CDs)

A Certificate of Deposit (CD) is a fixed-term savings tool that offers guaranteed yields. Check out our Current Rates to find the investment that best fits your needs.

Individual Retirement Account (IRA)

An excellent tool for retirement and/or education savings.

  • Three types to choose from: Traditional, Roth, and SEP IRAs.
  • Interest bearing account; compounded/paid monthly.
  • No annual fee.
  • One free premature distribution per year; $10 fee for each thereafter.
  • $20 fee for transferring funds out or closing the account.
  • Accounts must be opened and/or funded by April 15th.
  • Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

To learn more about contribution limits, deadlines, restrictions, and other IRA-related information, you may visit this helpful IRS website or please feel free to contact one of our customer service representatives!

“We may never understand His wisdom, but we simply have to trust His will.”

Sonny Manley
President
Hebron

“Be kind because everybody is dealing with something you know nothing about.”

Jim Scott
President
Broken Bow

“Part of attaining success is surrounding yourself with people that share the same drive, determination and direction that you want to achieve.  I feel the people we hire at Bruning Bank represent those assets and they strive to help our customers build, grow and thrive in business as well as personal endeavors.” 

Todd Clabaugh
President
Kearney

"You’ve heard this before, '50% of success in your life comes from just showing up, more precisely showing up on time and being there when you are supposed to be.' That does not apply only to financial success it applies to everything. Your persistence in being there and being present and engaged in your family, your church and your work/career, you don’t have to talk a good game to be successful, you need to do. If you show-up, you're half way there.  And when you show-up, help will be available to get you the rest of the way.  Thanks to all of you that show-up!" 

Jerry Catlett
President & COO
Bruning

“At Bruning Bank, we are about building relationships. If you walk through our doors, we want you to feel like family. Whether it is your first time in, or you are a long-established customer, we want your experience to be positive, insightful, and lasting. The people we employ are vital in this role and do an amazing job carrying out the values and mission established by the bank. I truly feel this is what sets Bruning Bank apart from other institutions.“

Luke Thorell
President
Holdrege